James Bowie

James Bowie is the CEO of Alta Capital Group, a national hard money private lender. With over 20 years in the real estate and lending business, he is responsible for operations and business development at Alta Capital Group.

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What is a hard money loan?

What is a Hard Money Loan?

Hard Money Loans Defined A hard money loan can be referred to as the short-term borrowing of money from individuals against given collateral. A hard money loan is necessary when you do not have the time to go through the bureaucratic hurdles of acquiring traditional loans from financial institutions. This type of loan is mainly

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Non-Traditional Approach to a Loan

Alta Capital Group’s Non-traditional Approach to Loans The real estate market can be described as enticing, lucrative and benefiting. Nonetheless, these three benefits don’t come for free. The real estate is a symbiotic element; you pay to get returns. Well, the troupe of financing models like- credit line, bank loans, commercial loans private loans, and

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Understanding Private Loan Terms

Private Money Loan Terms Explained Private money refers to loans that are accessed from other sources apart from banks. This type of lending option is used by business owners, real estate investors and folks with poor credit. Nowadays, lenders have tightened loan approval criteria, making it a hurdle for home loans, business financing, or getting

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house flipping lenders in California

Flipping A House Or Holding A House – Which One Is Worth Rewarding?

The proliferation of television shows on real estate investment has geared up many people invest into the lucrative business. There are different types of the real estate investments exist such as house flipping, rental, holding the property and pretty more. But, one question always emerged in the investors’ mind, that’s which one out of the

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Commercial Real Estates Investment

How Is Hard Money Loans A Perfect Fit For Commercial Real Estate?

Investment in commercial real estate in the emerging markets is becoming the best way to make dollars with proper strategizing. Many areas of the country are evolving as the good locations where best deals in different types of commercial property like- office, retail, manufacturing or hospitality space can be found. The opportunities are knocking the door,

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Hard Money Landing California

Top 5 Advantages Of Hard Money Lending That Can’t Be Overlooked

The shady looking hard money lenders have made the hard money loans ill-famed for the perceived tough lending process and the hidden high-interest rates. The lenders who are doing the business in the dark alleys are actually making the investors afraid of hard money lending. Don’t fret! Now, the scenario has changed. The states have put strict

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California Hard Money Loans

Learn The Rarely Known Differences Between Hard Money Loans And Private Money

Over the last few years real estate investment has been on an upswing in the USA. However, getting the necessary capital from traditional lenders or banks has become all the more difficult for investors with undocumented income or bad credit scores. This disconnect has given rise to a new banking community in the form of hard money

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